As one of the fastest growing non-bank credit card issuers in the Nigerian FinTech space, O3 Capital has demonstrated its commitment to providing an end-to-end customer experience throughout its 7+ years of operation; this includes providing security and data protection for its customers.

This commitment has enabled the organization to achieve Payment Card Industry Data Security Standard version 3.2.1 certification (PCIDSS).

The award was presented by Sync InfoSec LLC of Roanoke, Texas, USA, a quality and security assessment organization, on behalf of the PCI Standards Security Council, in collaboration with its Nigerian partner Digital Encode Ltd.

Dr. Obadare Adewale, Chief Visionary Officer of Digital Encode Ltd. presented the certificate to Mr. Taye Falana, Chief Operating Officer of O3 Capital.

Dr. Obadare confirmed that the award is a testament to O3 Capital's commitment, explaining that the certification is an important recognition for any organization whose business operations involve the storage, processing and transmission of card data.

He said the Payment Card Industry Data Security Standard (PCIDSS) is a set of compliance requirements designed to ensure that all companies that process, store or transmit cardholder information and data maintain a secure environment. For compliance purposes, this set of requirements was developed globally.

He added that PCI compliance is an important asset to ensure that customers and organizations are doing business safely and securely.

Taye Falana, Chief Operating Officer of O3 Capital, who received the certification, reaffirmed the company's commitment to providing a secure environment to ensure that cardholder data is protected throughout storage and processing.

He added that it has been an arduous journey as 12 stringent compliance criteria had to be met to achieve PCI DSS certification. He further stated that after seven (7) years of operation, the organization has developed a deep understanding of consumer behavior and provides cash to all cardholders when they need it.

Finally, O3 Capital offers physical and virtual credit and prepaid cards to individuals and business owners with limits of up to 5 million naira.

O3 Cards is available on all POS, ATM and e-commerce sites in Nigeria and the O3 Cards mobile app (on Android or iOS) offers free and seamless transaction functionality for all users.

By creating a credit card culture that offers complete freedom and unbanked financial services, O3 Capital ensures that Nigerians can live their best lives.